I’m putting away $300 a month, my question is where to put it. savings account has basically 0 interest, there are HYSA (high yield savings account) that would give me 3-5% apy, or I already have some money in stocks that have grown consistently 25% over the last year (index funds only)

what would you guys recommend? I’m looking to buy it probably 3 years from now. that way either I’ve got a fat down payment or I can just buy it cash

thanks

  • killabeezio@lemm.ee
    1·
    8 hours ago

    Money market like vmfxx, tax exempt bond like vteb, Treasury money market like vusxx, tbills which are tax exempt from the state.

    These are all generally pretty safe and low risk. With tbills you have a little more flexibility to stagger or create a ladder.